So If The Insurance Companies Are Denying Coverage To Americans, How Do Physicians Make Money?
With all the attention on the U.S. Health Care System (or lack thereof), there’s something I can’t quite wrap my head around. If the greedy insurance companies sole aim is to deny coverage to folks and/or once covered, deny claims on a regular basis, how do doctors make their money? And hospitals?
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January 5th, 2010 at 2:45 pm
They don’t deny VALID claims on a regular basis!
Doctors and hospitals, for the most part, get paid by insurance companies. The more they do, the more they get paid. That’s why there’s an awful lot of extra testing going on. That’s why the C section rate in the USA is approaching 40%.
People without insurance pay cash.
Insurance companies pay out, in medical claims, on average, $.99 for every dollar they take in, in premiums. Not sure how that fits into the ‘greedy’ part.
The truth of the matter is, people are constantly trying to get prior conditions covered (insurance fraud), and refusing to take care of themselves with preventative techniques – but wanting the insurance company to pay for it instead.
Want to see MAJOR changes to the US Health Care system? Shift the responsibility of being well, back to the individual.
January 5th, 2010 at 2:45 pm
contract with insurance companies. they get paid no matter what.
and, of course, insurance companies do not deny legit claims on a regular basis.
January 5th, 2010 at 2:45 pm
Because claims are only denied for those who watch Michael Moore movies. For everyone else they get paid on a regular basis